Verify Canadian Routing Numbers Instantly

What Is a Canadian Routing Number?

A Canadian routing number (also known as a transit number) is used to identify specific bank branches in Canada for electronic funds transfers, direct deposits, and pre-authorized debits.

Canadian Routing Number Structure

Canadian routing numbers consist of two components that together identify the financial institution and specific branch location.

Format Breakdown:

• Institution Code (3 digits) - Identifies the specific financial institution (e.g., 001 = Bank of Montreal)
• Transit Number (5 digits) - Identifies the specific branch location within the institution
• Full Routing Number (9 digits) - Combination format: 0 + Transit (5) + Institution (3) for some systems

Why Validate Canadian Routing Numbers?

• Ensure accurate EFT (Electronic Funds Transfer) processing
• Verify direct deposit setups for payroll
• Confirm PAD (Pre-Authorized Debit) configurations
• Prevent failed transactions due to incorrect routing information
• Get complete branch details including address

Major Canadian Banks

• 001 - Bank of Montreal (BMO)
• 002 - Bank of Nova Scotia (Scotiabank)
• 003 - Royal Bank of Canada (RBC)
• 004 - Toronto-Dominion Bank (TD)
• 006 - National Bank of Canada
• 010 - Canadian Imperial Bank of Commerce (CIBC)